The policy provides cover against accidental damage, & theft of the insured vehicle, bodily injury and third party property damage. They are classified into

  1. PRIVATE CARS:-
  • Under this class vehicles with the following use can be covered:-
  • Use for social domestic and pleasure purposes only (class I (a).
  • Use for social domestic and pleasure purposes and business (class I (b).
  • Use for social domestic and pleasure purposes and in connection with business (class II).
  1. COMMERCIAL VEHICLES:
  • They are classified as Goods carrying vehicles, Hire cars and Passengers carrying vehicles:-
  1. MOTOR CYCLE :-
  • Under this class cycles which are in use for business purposes as well as those used for social domestic and pleasure purposes are covered.