The policy provides cover against accidental damage, & theft of the insured vehicle, bodily injury and third party property damage. They are classified into
- PRIVATE CARS:-
- Under this class vehicles with the following use can be covered:-
- Use for social domestic and pleasure purposes only (class I (a).
- Use for social domestic and pleasure purposes and business (class I (b).
- Use for social domestic and pleasure purposes and in connection with business (class II).
- COMMERCIAL VEHICLES:
- They are classified as Goods carrying vehicles, Hire cars and Passengers carrying vehicles:-
- MOTOR CYCLE :-
- Under this class cycles which are in use for business purposes as well as those used for social domestic and pleasure purposes are covered.