This policy covers death or bodily injury to the insured persons caused by accidental violent, external and visible means. The policy can be extended to cover Medical Expenses the following accident. The cover provided is on 24 hour basis both duty and pleasure purpose

The benefits paid are defined in the policy schedule e.g.

  1. On Death – No. of Years @ Estimated annual Earnings of the Employee
  2. On Permanent Disablement – No. of Years @ Estimated annual Earnings of the Employee
  3. On Temporary Disablement – Actual Weekly Earnings Maximum 104 Weeks
  4. On Medical Expenses – The Limit to be decided by the insured

POLICY EXTENSIONS

  1. Payment on account
  2. Worldwide cover
  3. 24 hour cover duty and pleasure
  4. Double Benefits extension
  5. Automatic Addition/Deletion of employees
  6. Riot, Strike and Civil Commotion
  7. Disappearance extension