This policy covers death or bodily injury to the insured persons caused by accidental violent, external and visible means. The policy can be extended to cover Medical Expenses the following accident. The cover provided is on 24 hour basis both duty and pleasure purpose
The benefits paid are defined in the policy schedule e.g.
On Death – No. of Years @ Estimated annual Earnings of the Employee
On Permanent Disablement – No. of Years @ Estimated annual Earnings of the Employee
On Temporary Disablement – Actual Weekly Earnings Maximum 104 Weeks
On Medical Expenses – The Limit to be decided by the insured