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The policy covers loss resulting solely and directly from the dishonest of fraudulent acts by the employees of the insured committed with the manifest intent to cause the insured to sustain such loss or to obtain financial gain for themselves wherever committed alone or in collusion with others, including loss of property through such acts by the employees.The policy extention includes

  1. Including loss of stores, stock and other property
  2. Automatic Addition/Deletions of employees
  3. Including Auditors Fee
  4. Including claim preparation costs
  5. Discovery Period – 18 Months after termination of employment, 18 Months within lapse of the policy

Automatic Reinstatement of loss